Frequently Asked Questions

Financial planning enables preparation for significant events such as your child's education, home purchases, retirement, or unforeseen life changes. Engaging with a financial planner early on enhances your readiness to manage finances amid life's fluctuations. A comprehensive financial plan aids in reducing tax liabilities over your lifetime, ensures a comfortable retirement, and may encompass professional investment management. Reach out to us for further information.

The process begins with an assessment of your current budget and financial situation. Next, we define your goals, objectives, risk tolerance, and investment timeline. Based on this, we'll develop a detailed financial plan encompassing net worth, cash flow, budgeting, investment portfolio strategy, retirement planning, tax considerations, and insurance needs evaluation.

Individuals early in their career with simpler financial situations may require only an annual review of their plan. However, those with a higher net worth and more complex finances might need quarterly reviews. Additionally, life transitions such as buying a home, changing jobs, or having children necessitate a review of financial plans.

Our pricing is flexible and tailored to your financial situation. In our initial meeting, we'll discuss your specific needs and ability to pay for our services. We recommend scheduling this complimentary meeting to explore if our services align with your requirements and to understand how we can assist you.

At IEA, we offer Cooperation, Transparency, and Clearly Communicated Opportunity Costs to develop the optimal plan for you. We understand that a financial plan should encompass more than just finances. For instance, if you're considering early retirement, have you thought about your activities when most of your friends are still employed full-time? We guide you through envisioning retirement, addressing not only the financial aspects but also the quality of life, sense of purpose, and how you'll spend your newfound freedom.

IEA does not hold your funds. Instead, we partner with Charles Schwab and Altruist to provide third-party custodial services. Your assets are maintained in accounts registered in your name, which you can directly access, while IEA serves as the investment advisor for these accounts.