Living aboard full-time is an incredible adventure—but it comes with details many new cruisers don’t expect. From maintaining a legal address for banking, insurance, taxes, and voter registration to understanding the ins and outs of liveaboard insurance and financing, these practical considerations matter just as much as navigation and boat maintenance.
In this section, you’ll find helpful articles that break down what new cruisers need to know, along with Islands East Advisors’ recommended service partners who can help you tackle these challenges with confidence.
Financing a yacht isn’t like financing a house. Unlike real estate, yachts are depreciating assets, often move across jurisdictions, and carry unique risks such as maintenance, insurance, and seasonal usage. Lenders factor in these variables along with higher interest rates, shorter loan terms, and stricter qualification requirements, especially if living aboard full-time. Understanding these differences is critical before you set sail on your dream purchase.
Sterling Associates works coast-to-coast and one-on-one to find every customer the best rates and deal for their financing needs.
Trident offers individual, full-service care to provide you with a boat loan that best meets your needs.
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